Current Mortgage Default Rates 2024. Mortgage default rates rose during the three months to august but not by as much as lenders had predicted in the previous survey published in july. Data on mortgage delinquency rates help us understand the health of the mortgage market and the overall economy.

Corelogic examines all stages of delinquency to more comprehensively monitor mortgage performance. At 3.94%, the monthly payment for a $200,000 home loan was $948.